An amount some people pay to either contribute towards or cover the full cost of the room. This amount is dependent on the means assessment and will vary depending on the room you choose.

When paying for your Accommodation, you can select one of the following payment options: 

• Refundable Accommodation Payment (RAD)
• Daily Accommodation Payment (DAP)
• RAD/DAP combination
• Part RAD with draw down

This is an individual’s contribution to accommodation costs when they receive no government support. This is the agreed price of the room, which can be paid as a lump sum, rather than a daily payment. The RAD is fully refundable after departure (less any charges, fees and interest outstanding)

This is an individual's contribution to accommodation costs when they are partially supported by the government and they choose to pay as a lump sum rather than as a daily payment. The RAC is fully refundable after departure (less any charges, fees and interest outstanding).

This is an individual's contribution to accommodation costs when they receive no government support and either don’t have the means to pay a lump sum or choose to make a rental-type daily payment

DAP is charged daily and is calculated from the Refundable Accommodation Deposit amount at the government set interest rate. This is known as the Maximum Permissible Interest Rate (MIPR). There are no refunded funds when the resident leaves. 

This is an individual's contribution to accommodation costs when they are partially supported by the government and they choose to make a daily payment.

You may prefer to pay using a combination of the RAD and DAP. 

For Example:

If the total room price is $500,000, you may prefer to pay

50% RAD = $250,000 and 

50% DAP = $27.67 daily

You may choose to pay a part RAD with remaining DAP (or other charges) drawn down from the part RAD. In this instance you may need to top up the RAD or pay as DAP as the funds deplete.  

The Basic Daily Care Fee is used to contribute towards the day-to-day living costs, such as meals, cleaning, laundry and facilities management. Everyone entering an aged care home is required to pay this fee. 

This fee is set by the Australian Government at 85% of the single aged care pension and is indexed each March and September.

This fee is for EstiaPlus, enhanced hospitality and lifestyle services offered by in our homes. The home will discuss with you the available additional services.

This is an additional contribution towards the cost of care that some residents may be required to pay. The Department of Human Services (Centrelink) will calculate if the resident is required to pay this fee based on an assessment of the resident’s income and assets. Centrelink reassess residents every quarter and this fee may fluctuate dependent on any changes which may have occurred altering the resident’s income and assets.

The Maximum Permissible Interest Rate (MIPR) is a Government set interest rate used to calculate a daily accommodation payment based on your agreed room price. It is used to determine equivalence between a daily payment and a refundable lump sum deposit, giving you a choice in how to pay.